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Calculators for life in Canada.
Pay, tax, housing, cars and credit: free calculators with the rule and the source shown on every page.
Calculators
Free toolNet pay calculator: take-home pay and employer costs in Canada
→Free toolMinimum wage to annual income calculator (all provinces, October 2026)
→Free toolOvertime pay calculator by province
→Free toolVacation pay calculator: 4%, 6% and more by province
→Free toolStat holiday pay calculator by province
→Free toolSeverance and termination notice calculator
→Free toolClosing costs calculator for buying a home in Canada
→Free toolFirst-time home buyer land transfer tax rebate calculator
→Free toolMortgage default insurance and PST calculator
→Free toolForeign buyer ban and tax checker for newcomers
→Free toolRent increase calculator: 2026 and 2027 limits by province
→Free toolProperty tax calculator
→Free toolVehicle purchase tax calculator: dealer and private sales
→Free toolMarginal tax rate calculator for 2026
→Free toolTax refund calculator: will you get money back?
→Free toolSelf-employed tax calculator (CPP and income tax)
→Free toolEI maternity and parental benefits calculator
→Free toolCredit card payoff calculator
→Free toolCredit utilization calculator
→Free toolEmergency fund calculator
→Free toolFHSA calculator: room, tax savings and growth
→Free toolGST/HST and sales tax calculator
→Free toolMortgage affordability calculator (with stress test)
→Free toolRent vs buy calculator
→Free toolRRSP tax savings calculator
→Free toolRRSP vs TFSA calculator: which saves you more?
→Free toolTFSA, RRSP and FHSA over-contribution penalty calculator
→Leaving Canada
Free toolDeparture tax calculator: estimate your tax when you leave Canada
→Free toolNon-resident withholding tax calculator (Part XIII)
→Free toolCan you get OAS if you live abroad? 20-year rule checker
→Free toolSnowbird day tracker: the US substantial presence test and your health coverage
→ChecklistReturning to Canada: residency, tax and benefits checklist
→Free toolSection 116 withholding calculator for selling your Canadian home
→Free toolKeep or sell your Canadian home when you leave Canada
→Free toolHealth coverage gap calculator: when does your provincial plan end?
→Free toolShould I leave Canada? A decision tool for immigrants and Canadians
→Free toolMove-abroad budget calculator: one-time costs and first-year runway
→Free toolSalary purchasing power calculator: Canada vs the US, UK, Australia and UAE
→Free toolVisa finder: which visa types fit you if you leave Canada?
→Free toolThe complete leaving Canada checklist: 12 months before to after you arrive
→Free toolShip or sell? What to take when you move abroad from Canada
→Free toolPet export planner: moving your dog or cat abroad from Canada
→Immigrate
Free toolAge points calculator for Express Entry
→Free toolHow much does PR cost? IRCC fee and total cost calculator
→Free toolExpress Entry category checker: is your job in a 2026 category?
→Free toolExpress Entry proof of funds 2026: amounts and how to show them
→Free toolSuper visa calculator: income requirement and insurance cost
→Free toolCRS improvement simulator: what raises your score the most
→Free toolFamily sponsorship income requirement calculator
→Free toolECA cost calculator: WES, ICES, IQAS and CES fees compared
→Free toolImmigration document checklist and letter template generator
→Free toolNOC code and TEER finder, LMIA employer search and job-offer scam check
→Free toolCitizenship by descent checker: are you or your child Canadian after Bill C-3?
→Tax
Free toolPart-year income tax estimator for your arrival year
→Free toolBenefit estimator: CGEB, Canada Child Benefit and Canada Workers Benefit
→Free toolDo I need to file a tax return? Newcomer quiz
→Free toolTax residency status checker: resident or non-resident of Canada?
→Free toolTax software chooser quiz
→Free toolTFSA and RRSP room for your arrival year
→Free toolT1135 checker: do you need to report foreign property?
→Free toolForeign tax credit calculator: avoid double tax on income from home
→Money
Free toolCash declaration helper: do I need to declare my money?
→Free toolIndia TCS and LRS calculator for remittances to Canada
→Free toolCost of living calculator: compare Canadian cities
→Free toolNewcomer budget calculator
→Free toolBring money to Canada: find your best way
→Free toolFirst 90 days budget calculator for newcomers
→Settle
GuideHealth card by province: waiting periods and how to apply
→Free toolCan I rent without a guarantor?
→Free toolFind the regulator for your profession
→Free toolNewcomer support finder: free programs for your city and need
→Free toolNewcomer checklist by province: your first 90 days
→Free toolFirst 7 days in Canada planner: SIN, bank, health card, phone
→Driving
Free toolLicence path finder: your steps by country and province
→Free toolTotal cost to get your licence calculator
→Free toolCar loan payment calculator (Canada)
→Free toolLease vs buy calculator
→Free toolHow much car can you afford? Affordability calculator
→Free toolTotal cost of ownership calculator: insurance, gas, parking, maintenance
→Study
Free toolStudy permit proof of funds calculator (2026 amounts)
→Free toolPGWP eligibility checker 2026: program, language and length rules
→Free toolTuition payment cost calculator: fees plus exchange rate by route
→Free toolHow to pay tuition to a Canadian school from abroad
→Free toolCost of studying in Canada calculator: tuition, living costs, insurance and proof of funds
→Banking & credit
Free toolMonthly fee waiver calculator: when does your free period end?
→Free toolCost of banking per year calculator
→Free toolNewcomer bank picker quiz
→Free toolGIC calculator for newcomers
→Free toolCredit score builder planner for newcomers
→Phone & internet
Free toolInternational calling cost calculator
→Free toolMobile plan cost calculator (taxes included)
→Free toolPrepaid vs postpaid breakeven calculator
→Free toolMobile and internet bundle savings calculator
→Transit
Free toolTransit cost calculator: your monthly cost in a Canadian city
→Free toolMonthly pass or pay per ride? Breakeven calculator
→Free toolCar vs transit commute cost calculator
→Free toolWhere to live by transit: a neighbourhood guide for newcomers
→Shipping home
Winter
Cities
More tools
General information. Details change. Check the official source linked on this page before you rely on it.