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Super visa calculator: income requirement and insurance cost

To invite parents or grandparents on a super visa, your household must earn at least IRCC’s minimum necessary income. For a family of 4, that is $56,724 (as of October 2026). Check your numbers below.

Your household

Line 15000 of your notice of assessment
From a Canadian insurer or an approved foreign one

Income check and costs

Enter your details to see the result.

Minimum necessary income table updated July 29, 2025 (IRCC page modified July 6, 2026), checked October 5, 2026. Fees: $100 per person plus biometrics.

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Key takeaways

  • Minimum income: $30,526 for 1 person, $38,002 for 2, $46,720 for 3, $56,724 for 4
  • Count you, your spouse, your dependent children, the visiting parents and anyone else you support under a sponsorship or super visa
  • Your spouse can co-sign to add their income
  • If you earn at least 75% of the minimum, the parents’ own income can cover the rest
  • Insurance: at least $100,000 emergency coverage, valid 1 year from entry, paid (not a quote)

Super visa minimum income by family size

Family membersMinimum necessary income
1$30,526
2$38,002
3$46,720
4$56,724
5$64,336
6$72,560
7$80,784
Each extra person+$8,224

IRCC updated this table on July 29, 2025. It was still the published table when we checked on October 5, 2026.

How to count your family size

Include:

  • You (the host child or grandchild).
  • Your spouse or common-law partner.
  • Your dependent children.
  • The parents or grandparents applying.
  • Anyone you already support as a previously approved super visa holder.
  • People you sponsored whose undertaking is still active, and their family members.

Example: you, your spouse, one child and both your parents make a family of 5. The minimum is $64,336.

Two ways to meet the income test

  1. Your income meets the minimum in either of the 2 tax years before you apply. Your spouse can co-sign the invitation letter so their income counts too.
  2. Your income is at least 75% of the minimum in the year before you apply, and the visiting parents’ own income covers the rest. They must show they will keep earning that income while in Canada.

The best proof is your notice of assessment from the Canada Revenue Agency (CRA). T4 slips, pay stubs, an employer letter, pension statements or bank statements can also help.

Medical insurance rules

  • From a Canadian insurance company, or a foreign company authorized by the Office of the Superintendent of Financial Institutions (OSFI).
  • At least $100,000 of emergency coverage per person, for health care, hospital stays and repatriation.
  • Valid for at least 1 year from the date of entry, and for each entry.
  • Paid in full, or in instalments with a deposit. A quote is not accepted.

Premiums depend on age, health, deductible and coverage. We do not list prices because they change often. Get 2 or 3 quotes and enter the yearly price in the calculator. Read the pre-existing condition rules carefully.

How the calculator works

It counts your family size from your answers and reads IRCC’s table. It adds a co-signing spouse’s income to yours. If that meets the minimum, you pass. If not, it checks the 75% option with the parents’ income. Then it adds costs: the $100 super visa fee per person, biometrics ($85 for one person or $170 for a couple) and your insurance quotes.

Worked example: you earn $52,000 and your co-signing spouse $14,000. With one child and both parents visiting, your family size is 5 and the minimum is $64,336. Your combined $66,000 meets it.

Next steps

Write the invitation letter: it must promise financial support, list the people you counted with their names and dates of birth, and include proof of income. For the full picture, read bringing your parents to Canada. If you want permanent residence for them instead, check the sponsorship income calculator, and see current super visa processing times by country.

Common questions

What is the minimum income for a super visa in 2026?
As of October 2026, IRCC’s table shows $38,002 for a family of 2, $46,720 for 3 and $56,724 for 4. Count the visiting parents in your family size.
Can my spouse’s income be added?
Yes. An eligible spouse or common-law partner can co-sign the invitation letter, and their income counts toward the minimum.
Can my parents’ pension help?
Yes, if your own income is at least 75% of the minimum. The parents’ income can cover the rest, but they must prove they will keep receiving it while in Canada.
How long can parents stay on a super visa?
Up to 5 years at a time. The visa can be valid for up to 10 years with multiple entries.
Can I pay the insurance monthly?
Yes, IRCC accepts insurance paid in instalments with a deposit. A quote alone is not accepted.
Is the super visa affected by the pause on parent sponsorship?
No. IRCC paused new Parents and Grandparents Program applications on July 15, 2026, but the super visa is still open.

Sources

Checked against these sources on October 5, 2026. Spotted something out of date? Tell us.

General information, not legal advice. Immigration rules change often and depend on your situation. Check IRCC or speak with a licensed consultant (RCIC) or lawyer before you apply.