- Home
- Settle
Settle in Canada with a clear plan.
Settling happens in stages. Know what matters before you land, in your first 30 days, by day 90 and through your first year, and do things in the order that saves time.
Stage 2 of 4 · First 30 days
- SIN and bank account
- Health card application
Four stages, in the right order.
Pick the stage you are in. Each one lists what to do now and what can wait.
Before you land
4–8 weeks out
Documents, proof of funds, a place to stay for the first weeks and a phone plan.
PrepareFirst 30 days
Days 1–30
SIN, bank account, phone, health card, transit, then a lease.
Get set upFirst 90 days
Days 31–90
Credit history, driver's licence exchange, credential assessment, benefits for families.
Build foundationsYear one
Months 3–12
Your first tax return, growing your credit, a better job and planning to stay.
Plan aheadWhat do you need to sort out?
Housing
Temporary stays, renting with no Canadian credit, and lease red flags.
Banking
Opening an account, newcomer packages, and starting a credit history.
Healthcare
Provincial health cards, waiting periods and finding a doctor.
Jobs
Canadian-style resumes, credential recognition and where to look.
Schools & kids
Registering for school, childcare waitlists and family benefits.
Landing checklist
Every task for your first 90 days, saved in your browser.
The landing checklist.
Twenty-six tasks from before you fly to day 90, each with a short why and a link to the full guide. Tick things off as you go; your progress stays in this browser.
- Filter by stage, housing, money or family
- No account needed
- Copy your list or email it to yourself
Settling depends on where you land.
Rent, transit, health coverage and settlement services differ by city and province.
Settle guides for where you're coming from.
Which documents to translate, how credentials transfer, community groups, and sending money home.
Start with these.

How to get your SIN on the day you land
Where to go, what to bring, and when you can apply online instead.

Renting your first apartment with no Canadian credit
What landlords ask for, what you can offer instead, and scams to avoid.

Provincial health coverage for newcomers
Health cards, waiting periods by province, and finding a doctor.
One practical settling tip a week.
Short, useful and matched to where you are in your first year.




