Send money from Canada to China.
How to get more Chinese yuans to your family: payout options, the details you’ll need, and how to compare the real cost of a transfer.
$300 ≈ 1,419 CNY
How your family can receive money in China.
Bank deposit
To accounts at major Chinese banks, often via UnionPay card numbers.
Mobile wallets
Some providers can pay to Alipay; check eligibility and limits.
Details to get from your family.
Having these right is the easiest way to avoid delays and rejected transfers.
- Full name in Chinese characters, exactly as on the account
- Bank name
- Account or UnionPay card number
- Phone number; some providers also ask for ID details
Four steps.
Compare providers
Look at what arrives in CNY, including the exchange-rate markup, not just the fee.
Add your recipient
Enter their details exactly as they appear on their account or ID.
Pay
Interac e-Transfer, debit or bank transfer are common. Card payments can cost more.
Track it
Share the reference number with your family, and keep your receipt.
Get more to your family.
Names must match exactly
Transfers can be rejected if the Chinese name doesn’t match the account holder’s.
Check per-transfer limits
Providers and Chinese banks may cap individual transfers; split large amounts if needed.
Moving money the other way
Sending savings from China to Canada is limited by China’s annual foreign-exchange quota. Plan ahead.
Sending to China with RemitBee.
RemitBee sends from Canada to China and publishes its live rate and fee. Compare it with your bank and other services, then choose what gets the most to your family.
RemitBee supports SettleCanada; we may earn a fee. Also compare your bank and other providers.
Common questions.
Can I send money to Alipay?
Some providers support Alipay payouts with limits. Bank deposit to a UnionPay card is more widely supported.
Why was my transfer rejected?
The most common reason is a name mismatch. Use the exact Chinese characters on the recipient’s bank account.
How do I know a provider is safe?
Use a provider registered with FINTRAC, Canada’s financial intelligence agency, and check reviews. Never send money to someone you’ve only met online.
Is there a limit on how much I can send?
Providers set their own limits and will ask for more verification for larger amounts. Transfers of CAD 10,000 or more are reported to FINTRAC as required by law; that’s routine.