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CAD → NGN

Send money from Canada to Nigeria.

How to get more Nigerian nairas to your family: payout options, the details you’ll need, and how to compare the real cost of a transfer.

Last reviewed September 2026

$300 ≈ 290,100 NGN

at the mid-market rate on September 29, 2026, before fees
Payout options

How your family can receive money in Nigeria.

Bank deposit

To Nigerian bank accounts using the 10-digit NUBAN account number.

Mobile wallets

Some providers support mobile money payouts.

Cash pickup

Available with some providers, with valid ID.

What you’ll need

Details to get from your family.

Having these right is the easiest way to avoid delays and rejected transfers.

  • Full name as on the bank account
  • Bank name
  • 10-digit NUBAN account number
  • Phone number
How to send

Four steps.

1

Compare providers

Look at what arrives in NGN, including the exchange-rate markup, not just the fee.

2

Add your recipient

Enter their details exactly as they appear on their account or ID.

3

Pay

Interac e-Transfer, debit or bank transfer are common. Card payments can cost more.

4

Track it

Share the reference number with your family, and keep your receipt.

Tips for Nigeria

Get more to your family.

Naira or US dollars?

Some providers pay out in naira, others in US dollars to a domiciliary account. Know which your family needs.

Watch the rate closely

The naira can move quickly; compare what arrives on the day you send.

Avoid informal exchangers

Unregistered channels and “black market” rates carry real risk of loss and fraud.

Our partner

Sending to Nigeria with RemitBee.

RemitBee sends from Canada to Nigeria and publishes its live rate and fee. Compare it with your bank and other services, then choose what gets the most to your family.

See RemitBee’s NGN rate

RemitBee supports SettleCanada; we may earn a fee. Also compare your bank and other providers.

FAQ

Common questions.

What is a NUBAN?

Nigeria Uniform Bank Account Number: the standard 10-digit account number used by Nigerian banks.

Can my family receive US dollars?

Some providers pay USD into a domiciliary account. Check options and rates before you send.

How do I know a provider is safe?

Use a provider registered with FINTRAC, Canada’s financial intelligence agency, and check reviews. Never send money to someone you’ve only met online.

Is there a limit on how much I can send?

Providers set their own limits and will ask for more verification for larger amounts. Transfers of CAD 10,000 or more are reported to FINTRAC as required by law; that’s routine.

General information, not financial advice. Payout options, fees and rates change. Confirm details with your provider before you send.